Credit Karma HelpCredit Karma HelpIntuit

I got a refund from a merchant, when will I see the funds in my account?

SOLVEDBy Credit KarmaUpdated June 13, 2023

When you receive a refund from a merchant it will often take a few business days to appear in your account. When you receive your refund will depend on when the merchant’s payment system submits the refund for processing. Most refunds take 3-5 business days to appear in your account once the merchant has issued the refund. 

If you have questions about a refund you should have received, you should first check with the merchant. You should confirm when the refund was issued and how long the merchant typically expects their refunds to take. 

Unlike paying with your debit card to make a purchase, where you will often see a pending transaction on your account immediately, returns do not generate an authorization. You usually won’t see the refund until it has finished processing and posts to your account.

Credit Karma Money