You do not have to be a United States citizen to open a Credit Karma Money Spend or Save account, but you will need a valid Social Security number in order to sign up for Intuit Credit Karma. You do have to sign up for Credit Karma to open a Credit Karma Money Spend or Save account.
If you do not have a valid Social Security number, you will not be able to register for Credit Karma.
*Banking Services provided by MVB Bank, Inc., Member FDIC.