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How can I withdraw funds from my Credit Karma Money Spend account?

SOLVEDBy Credit KarmaUpdated July 19, 2023

There are several ways to withdraw funds from your Credit Karma Money Spend account. 

Withdraw cash at an ATM

As a Credit Karma Money Spend account member, you have access to 55,000 surcharge free ATMs in the Allpoint network, including ATMs at popular retailors like CVS, Walgreens, Kroger, and Target.  Find them by downloading the Allpoint app or visiting

Fees may apply for ATM transactions outside of the Allpoint network. These fees are set by the individual ATM operators and not assessed by us. Cashback is available for both physical and digital debit cards, depending on the individual ATM operator policies.

Get cashback on a purchase

Some merchants may allow you to receive cashback on a debit transaction. Check with the merchant to see what their cash back policy is as merchants often have limits or other requirements to receive cashback. Cashback transactions work by adding an additional amount to your debit transaction and providing you that amount from the merchant’s cash register.

Transfer to another account

Another way to withdraw funds from your Credit Karma Money Spend account is to make a transfer from your checking account to your Credit Karma Money Save account or external linked account. 

  1. Go to Withdraw on your Spend account
  2. Enter the Amount you’d like to transfer
  3. Select the account you want to transfer From and then the account you want to transfer To
  4. Confirm Withdraw amount
  5. Confirm the transaction details, tap Confirm and you’re done
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